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Of course, the loan must still meet all the typical HARP requirements. HARP Timeline. Since 2009, there have been many changes and updates to the HARP program. Here are some of the most important changes to HARP since the program began: (Image: HSH.com) Am I eligible for HARP 2.0 despite my recent bankruptcy?

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The new HARP mortgage program specifically has no loan-to-value restriction so that homeowners in Florida, California, Arizona and Nevada can take advantage of it. You can have 300% loan-to-value.

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The New HARP Mortgage Program Guidelines have several benefits for home owners: The program has been extended until December 31, 2013. The maximum Loan to Value (LTV) cap has been removed on home owners looking to refinance in to a fixed rate mortgage. However for homeowners looking to refinance in to an adjustable rate mortgage the maximum LTV is set at 105%.

The solution has finally arrived. HARP allows homeowners who have lost significant equity in their home to refinance at today’s low interest rates, as long as they meet basic eligibility requirements. HARP stands for the Home Affordable Refinance Program, and was created for homeowners in your position.

HARP eligibility basic guidelines* 1. Your loan must be backed by Freddie Mac or Fannie Mae. 2. Your mortgage must have been purchased by Fannie Mae or Freddie Mac before May 31, 2009.. 3. You must be current on your home loan payments, which means you cannot have been late on a payment during the past six months or made a late payment more than once in the last 12 months.

This program was created as part of the economic stimulus program for the year of 2009. It granted homeowners the ability to refinance their homes even if there was little to no equity in their properties. Then came HARP 2.0, which is an improvement of HARP 1.0. Some of the restrictions were lifted in hard-hit states, such as Florida.

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The U.S. Air Force and its mission partners successfully launched the second Global Positioning Systems (GPS) III satellite at 9:06 a.m. EDT, Aug. 22 from Space Launch Complex-37 at Cape Canaveral Air.

544) record overall, including a 10-2-2 mark (.786) in ASUN play. The Eagles have reached the asun tournament semifinals for eight-straight seasons (every year of eligibility), as Cormier has coached.