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"Mortgage protection insurance is a life insurance program that gives you special benefits because you have a mortgage," says Andy Albright, president and CEO of National Agents Alliance, the largest mortgage insurance broker in the nation. The type of death benefit you receive depends on the type of policy you purchase.

For most part, homeowners’ mortgage is the single largest source of personal debt. Mortgage protection insurance is a specialized life insurance policy designed to pay off that debt in the event of your death. mortgage protection insurance eases the financial burden of your loved ones.

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