There are three types of VA loans: purchase loans, interest rate reduction refinance loans (or IRRRL, also referred to as a VA streamline refinance loan), and cash-out refinance loans. There are many benefits to a VA loan, but one of biggest benefits is that no down payment is needed to purchase a home.
Pest Inspection Requirements for VA Loans. When using a VA Home Loan for a purchase or refinance, a Termite or Pest Inspection is REQUIRED prior to closing. The only exception to this requirement is when refinancing with a VA streamline IRRRL loan to lower the rate, term, and/or payment.
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Florida home loan limit Information. To find out the exact dollar amount you qualify for, call the Florida VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.. The loan limits below are the maximum 2019, $0 down VA loan amount set for each county.
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Before starting your house hunt, speak with your nearest VA Regional Loan Center to learn if your area requires termite inspections. On a VA purchase loan, borrowers in all but nine states are not allowed to pay the pest inspection fee. VA borrowers can pay this fee on any VA refinance loan.
VA Home Loans are available in 15- and 30-year terms. The most popular term for a VA Home Loan is 30-years because it lowers the payments substantially. The 15 year loan comes with a higher monthly payment, but also less interest paid out over the life of the loan.
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Apr 17 | ( 0 ) Comments Articles Termite Control Termite Inspections Information VA / FHA Inspection Information VA / FHA Certified WDO / termite inspection requirements. There are many opportunities given by the US government to assist you in the purchase of a home. There are two main options that are offered which are VA (for Veterans) and FHA (for First-Time Buyers) Loans.
Who pays for a termite inspection on a VA loan in Florida, Texas, or Alabama? Sean Stephens VA Loan Expert 800.806.9836 x280 Tampa FL VA Approved Lender, Dallas Texas VA Approved Lender, Tennessee VA Approved Lender List, Alabama VA Approved Lender.